Justia Oklahoma Supreme Court Opinion Summaries

Articles Posted in Real Estate & Property Law
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Plaintiff-Appellee Deutsche Bank National Trust filed a foreclosure action against Defendant-Appellant Dennis Brumbaugh. Appellant and his wife Debra executed a note and mortgage with Long Beach Mortgage Company in 2002. In 2006, the Brumbaughs entered into a loan modification agreement with U.S. Bank, N.A., successor trustee to Wachovia Bank, N.A. Several months later, the Brumbaughs divorced, and in 2008, Debra executed a quitclaim deed to Defendant. Defendant defaulted on the note in 2009, and the bank shortly thereafter filed its petition to foreclose. Attached to the petition was a copy of the note, mortgage, loan modification agreement, and copies of statements of judgments and liens by other entities. Appellee claimed it was the present holder of the note and mortgage having received due assignment through assignments of record or conveyance via mortgage servicing transfer. The Appellant answered, denying Appellee owned any interest in the note and mortgage, and the copies attached to the petition were not the same as those he signed. He claimed Appellee lacked capacity to sue and the trial court lacked jurisdiction over the subject matter. He also denied being in default and asserted the Appellee/servicing agent caused the alleged default. Upon review, the Supreme Court agreed that there were significant questions of fact such that summary judgment was not an appropriate disposition of the case. Accordingly, the Court reversed the trial court's grant of summary judgment in favor of the bank and remanded the case for further proceedings. View "Deutsche Bank National Trust v. Brumbaugh" on Justia Law

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Appellants Wsbaldo Valdez and Linda Vargas owned property in joint tenancy and neglected to pay the 2005 property taxes. In 2006, Appellee Mae Ouellette purchased the property at a tax sale and later applied for a tax deed. She served notice on Vargas but not on Valdez. In 2008, Ouellette received a tax deed. Valdez and Vargas filed a petition to quiet title, for ejectment, and damages. They then filed a motion for partial summary judgment asserting the tax deed was void for failure to serve Valdez, and Valdez could redeem the entire property. In Ouellette's counter-motion for summary judgment and response to Appellee's motion for partial summary judgment, her two main assertions were: (1) Valdez and Vargas were either an unincorporated association or a partnership and service on Vargas was good service on Valdez; and (2) the service on Vargas was at least valid and the tax deed was effective as to her interest, thereby severing the joint tenancy. Ouellette argued she and Valdez were tenants in common. The trial court held that service on Valdez was ineffective but agreed with Ouellette that Valdez could not redeem the entire property, and Valdez and Ouellette were tenants in common. The Oklahoma Court of Civil Appeals affirmed. Upon review, the Supreme Court held that service of a notice for application of tax deed is mandatory and must be made on all parties according to the applicable statute. Failure to make such service will render any issued tax deed void in its entirety. Accordingly, Valdez had the right to redeem the entire property. The Court reversed the trial court's decision. View "Vargas v. Occupants of 3908 SW 24th St Oklahoma City" on Justia Law

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The issue before the Supreme Court was whether the appearance of impartiality/conflict of interest in disciplinary proceedings before the Oklahoma Real Estate Appraiser Board (the Board) required invalidation of the proceedings. In December of 2005, Appellee real estate appraiser Beverly Bowen appraised a parcel of real property for her client BancFirst (Bank). By July of 2007, after having sat vacant for 19 months, the property sold at a sheriff's sale which resulted in a loss to the private mortgage insurer (insurer). The insurer filed a grievance against the appraiser with the Board alleging possible appraisal fraud. The insurer hired another local appraiser, JoElla Jones (Jones/review appraiser), to reappraise the property nineteen months after Bowen's initial appraisal. Apparently, the property remained unoccupied the entire time, and it may have been vandalized. Jones reviewed Bowen's work. She valued the property at $197,000.00 or $58,000 below Bowen's appraisal. While the dispute between the bank and the insurer regarding the property's value was ongoing, the bank discovered that Jones had a personal and direct history with Bowen: the appraisers had known one another for more than 26 years. Learning this information prompted the bank to write a letter to the insurer notifying them of the unmistakable conflict of interest and alleging that if a mistake in an appraisal occurred, it was made by the review appraiser. Soon thereafter, the Board brought disciplinary proceedings against Bowen. Notwithstanding the conflict of interest, a probable cause committee (committee) of the Board held a hearing. The Board adopted the committee's findings of fact and conclusions of law but modified the disciplinary recommendation. The trial court held another hearing reversing the Board's discipline, finding that the appearance of impropriety was so apparent on the face of the record that reversible legal error occurred. The Board appealed and the Court of Civil Appeals reversed the trial court. Upon review, the Supreme Court found that under the fact of this case, the disciplinary proceedings required invalidating proceedings because of the appearance of impartiality. The Court affirmed the trial court. View "Bowen v. Oklahoma Real Estate Appraisal Bd." on Justia Law

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Plaintiffs-Appellees Raymond and Eva England sought the Supreme Courtâs review of an appellate decision that dismissed their case. The appellate court reversed the trial courtâs refusal to vacate a judgment that was signed by a trial judge one day after his term had expired. Plaintiffs argued that the judgment was void because the judge lacked authority when his term expired. The successor judge denied their motion and ordered that the leaving-judgeâs decision should stand without modification. The appellate court determined the judgment was void. The Supreme Court disagreed, and affirmed the decision of the trial court.